The following list is provided with permission of:
Acronym |
Meaning |
| 1003 | Fannie Mae Form 1003 - Universal Loan Application |
| 4506 4506T |
Request for Copy or Transcript of Tax Form |
| 8821 | Tax Information Authorization |
| ACK | Acknowledgment |
| AF or AFF | Affidavit |
| AIF | Attorney In Fact |
| AKA FKA NKA |
Also Known As Formerly Known As Now Known As |
| APR | Annual Percentage Rate |
| ARM | Adjustable Rate Mortgage |
| ASAP | As Soon As Possible |
|
B BO |
Borrower or Buyer |
| BK | Bankruptcy |
| CCR's | Covenants, Conditions and Restrictions |
| CLTV | Combined Loan To Value |
| CO | Certificate of Occupancy |
| CRESPA | Consumer Real Estate Settlement Protection Act |
| DBA | Doing Business As |
| DOB | Date Of Birth |
| DOT | Deed Of Trust |
| ECOA | Equal Credit Opportunity Act |
| EHL | Equal Housing Lender |
| EO | Escrow Officer |
| EOM | End Of Month |
| FHA | Federal Housing Authority |
| FHLMC | Federal Home Loan Mortgage Corporation (Freddie Mac) |
| FNMA | Federal National Mortgage Association (Fannie Mae) |
| GD | Grant Deed |
| GFE | Good Faith Estimate |
| GNMA | Government National Mortgage Association (Ginnie Mae) |
| HECM HECSM |
Home Equity Conversion Mortgage Home Equity Conversion Second Mortgage |
| HELOC | Home Equity Line Of Credit |
| HOA | HomeOwners Association |
| HUD | Housing and Urban Development |
| HUD-1 HUD-1a |
Closing or Settlement Statement |
| LIBOR | London Interbank Offering Rate |
| LO | Loan Officer |
| LOE | Letter Of Explanation |
| LSD | Latest Signing Day or Date |
| LTV | Loan To Value |
| MIP | Mortgage Insurance Premium (FHA loans) |
| MTG MORT |
Mortgage |
| NM NT |
No Message No Text |
| NOBS | Non-Obligated Signer (Spouse) |
| NOD | Notification (or Notice) Of Default |
| NORR | Notice of Right to Rescind |
|
NRCC |
Non-Recurring Closing Costs |
|
O/N |
Overnight (package delivery option) |
| OO | Owner Occupied |
| P & I PI |
Principal and Interest |
| P & L | Profit and Loss |
| PCOR | Preliminary Change of Ownership Report |
| Portable Document Format | |
| PITI | Principal, Interest, Taxes and Insurance |
| PMC | Purchase Money Closing |
| PMI | Private Mortgage Insurance |
| POA LPOA DPOA |
Power Of Attorney Limited Power of Attorney Durable Power of Attorney |
| POC POCB POCL |
Paid Outside of Closing POC - Borrower POC - Lender |
| PUD | Planned Unit Development (Rider) |
| QCD | Quit Claim Deed |
| REO | Real Estate Owned |
| RESPA | Real Estate Settlement Procedures Act |
| RTC | Right To Cancel |
| SA | Signing Agent or Signing Agency |
| SBA | Small Business Administration |
| SFR | Single Family Residence |
| SI or SOI | Statement Of Information |
| SS | Signing Service |
| TC | Title Company |
| TD | Trust Deed |
| TIL TILA |
Truth In Lending Truth In Lending Act |
| TO | Title Officer |
| TPL | Title Producers License |
| USC | United States Code |
| VA | Veterans Administration |
| VOE VOM VOR |
Verification of Employment Verification of Mortgage Verification of Rent |
| WATA WTTA |
Who Acquired Title As Who Took Title As |
| WD | Warranty Deed |
| YMMV |
Your Mileage May Vary |
| YW | You're Welcome |
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